| IN |
OUT |
| Independent Financial Advisor |
Stock Broker |
| Truth |
Bull |
| CFA, CPA, MBA |
Salesperson |
| Disciplined Strategy |
Product of the Month |
| Performance |
Losses |
| Active Management |
Passive Indecision |
| Statements you can read |
Mumbo Jumbo |
| Management Fee |
Commissions and Loads |
| Low Cost |
Fees, Fees and Hidden Fees |
| Consistency |
Ad hoc |
| Available |
Phone tag |
| Client Focused |
Self Serving |
| Sell Discipline |
Hoping for a rebound |